Build vs Buy by State
State-specific cost data, Build Feasibility Scores, and 25-year total cost comparisons for 2026.
Texas (TX) 8.2/10
Resale: $340K
Build: $295K
$/sf: $145
Tax: 1.68%
Best cities: San Antonio, Austin suburbs, DFW suburbs
Florida (FL) 7.4/10
Resale: $395K
Build: $330K
$/sf: $165
Tax: 0.89%
Best cities: Jacksonville, Tampa suburbs, Orlando corridor
Colorado (CO) 6.8/10
Resale: $545K
Build: $410K
$/sf: $195
Tax: 0.55%
Best cities: Colorado Springs, Fort Collins, Castle Rock
Arizona (AZ) 8.5/10
Resale: $420K
Build: $310K
$/sf: $155
Tax: 0.62%
Best cities: Gilbert, Buckeye, Queen Creek
North Carolina (NC) 8.4/10
Resale: $355K
Build: $280K
$/sf: $140
Tax: 0.82%
Best cities: Charlotte suburbs, Raleigh-Durham, Wilmington
Tennessee (TN) 8/10
Resale: $365K
Build: $275K
$/sf: $138
Tax: 0.67%
Best cities: Nashville suburbs, Knoxville, Chattanooga
Georgia (GA) 7.9/10
Resale: $350K
Build: $270K
$/sf: $135
Tax: 0.92%
Best cities: Atlanta suburbs, Savannah, Augusta
Idaho (ID) 7.2/10
Resale: $445K
Build: $340K
$/sf: $170
Tax: 0.63%
Best cities: Meridian, Nampa, Twin Falls
Utah (UT) 7.5/10
Resale: $480K
Build: $365K
$/sf: $175
Tax: 0.58%
Best cities: Lehi, Eagle Mountain, St. George
Oregon (OR) 6.5/10
Resale: $475K
Build: $355K
$/sf: $180
Tax: 0.93%
Best cities: Bend suburbs, Salem, Hillsboro
Washington (WA) 6.7/10
Resale: $560K
Build: $390K
$/sf: $190
Tax: 0.98%
Best cities: Spokane, Vancouver, Olympia suburbs
South Carolina (SC) 8.3/10
Resale: $325K
Build: $250K
$/sf: $130
Tax: 0.57%
Best cities: Greenville, Charleston suburbs, Myrtle Beach
Nevada (NV) 7.8/10
Resale: $420K
Build: $320K
$/sf: $160
Tax: 0.6%
Best cities: Henderson, North Las Vegas, Reno suburbs
Virginia (VA) 7.1/10
Resale: $410K
Build: $325K
$/sf: $160
Tax: 0.8%
Best cities: Richmond suburbs, Fredericksburg, Virginia Beach
Ohio (OH) 7.3/10
Resale: $230K
Build: $210K
$/sf: $120
Tax: 1.59%
Best cities: Columbus suburbs, Cincinnati suburbs, Cleveland suburbs
Indiana (IN) 8.1/10
Resale: $245K
Build: $200K
$/sf: $115
Tax: 0.83%
Best cities: Indianapolis suburbs, Fort Wayne, Fishers
Montana (MT) 6.4/10
Resale: $470K
Build: $360K
$/sf: $185
Tax: 0.83%
Best cities: Billings, Great Falls, Helena
New Mexico (NM) 7.6/10
Resale: $310K
Build: $245K
$/sf: $135
Tax: 0.8%
Best cities: Albuquerque suburbs, Rio Rancho, Las Cruces
Alabama (AL) 8.6/10
Resale: $230K
Build: $190K
$/sf: $110
Tax: 0.41%
Best cities: Huntsville, Birmingham suburbs, Mobile
Mississippi (MS) 8/10
Resale: $185K
Build: $165K
$/sf: $100
Tax: 0.81%
Best cities: DeSoto County, Madison, Ocean Springs
California (CA) 4.5/10
Resale: $750K
Build: $550K
$/sf: $310
Tax: 0.75%
Best cities: Sacramento suburbs, Inland Empire, Bakersfield
New York (NY) 4.8/10
Resale: $420K
Build: $370K
$/sf: $225
Tax: 1.72%
Best cities: Buffalo suburbs, Syracuse, Saratoga County
Pennsylvania (PA) 6.5/10
Resale: $280K
Build: $240K
$/sf: $155
Tax: 1.58%
Best cities: Lehigh Valley, Lancaster County, Pittsburgh suburbs
Illinois (IL) 5.8/10
Resale: $260K
Build: $235K
$/sf: $155
Tax: 2.08%
Best cities: Plainfield, Joliet suburbs, Bloomington-Normal
Michigan (MI) 7/10
Resale: $250K
Build: $215K
$/sf: $135
Tax: 1.38%
Best cities: Grand Rapids suburbs, Ann Arbor area, Traverse City
New Jersey (NJ) 4.2/10
Resale: $490K
Build: $400K
$/sf: $240
Tax: 2.23%
Best cities: Gloucester County, Ocean County, Warren County
Massachusetts (MA) 4/10
Resale: $580K
Build: $450K
$/sf: $250
Tax: 1.15%
Best cities: Worcester suburbs, Springfield, South Shore suburbs
Maryland (MD) 6/10
Resale: $395K
Build: $330K
$/sf: $185
Tax: 1.05%
Best cities: Frederick, Harford County, Charles County
Minnesota (MN) 6.8/10
Resale: $340K
Build: $290K
$/sf: $175
Tax: 1.11%
Best cities: Lakeville, Woodbury, Rochester
Wisconsin (WI) 6.5/10
Resale: $280K
Build: $240K
$/sf: $155
Tax: 1.61%
Best cities: Madison suburbs, Fox Valley, Kenosha County
Missouri (MO) 7.5/10
Resale: $250K
Build: $210K
$/sf: $130
Tax: 0.97%
Best cities: Kansas City suburbs, Springfield, St. Charles County
Connecticut (CT) 3.8/10
Resale: $400K
Build: $350K
$/sf: $220
Tax: 2.15%
Best cities: Windham County, Litchfield County, Middletown area
Iowa (IA) 7.2/10
Resale: $210K
Build: $195K
$/sf: $130
Tax: 1.52%
Best cities: Des Moines suburbs, Cedar Rapids, Iowa City
Kansas (KS) 7.4/10
Resale: $225K
Build: $195K
$/sf: $125
Tax: 1.41%
Best cities: Overland Park, Olathe, Wichita suburbs
Arkansas (AR) 8.2/10
Resale: $205K
Build: $175K
$/sf: $115
Tax: 0.62%
Best cities: Bentonville, Little Rock suburbs, Fayetteville
Kentucky (KY) 7.8/10
Resale: $220K
Build: $195K
$/sf: $120
Tax: 0.86%
Best cities: Louisville suburbs, Lexington, Bowling Green
Louisiana (LA) 6.8/10
Resale: $220K
Build: $200K
$/sf: $125
Tax: 0.55%
Best cities: Baton Rouge suburbs, Shreveport, Lafayette
Oklahoma (OK) 7.6/10
Resale: $210K
Build: $185K
$/sf: $120
Tax: 0.9%
Best cities: Edmond, Broken Arrow, Norman
Nebraska (NE) 7/10
Resale: $245K
Build: $215K
$/sf: $140
Tax: 1.63%
Best cities: Omaha suburbs, Lincoln, Grand Island
West Virginia (WV) 7/10
Resale: $155K
Build: $150K
$/sf: $110
Tax: 0.58%
Best cities: Morgantown, Charleston suburbs, Martinsburg
Maine (ME) 5.5/10
Resale: $365K
Build: $280K
$/sf: $185
Tax: 1.3%
Best cities: Portland suburbs, Bangor, Lewiston-Auburn
New Hampshire (NH) 5/10
Resale: $440K
Build: $340K
$/sf: $200
Tax: 1.93%
Best cities: Nashua area, Manchester suburbs, Concord
Vermont (VT) 4.2/10
Resale: $380K
Build: $300K
$/sf: $200
Tax: 1.9%
Best cities: South Burlington, Essex Junction, Rutland
Rhode Island (RI) 4/10
Resale: $415K
Build: $340K
$/sf: $220
Tax: 1.53%
Best cities: Warwick, Cranston, South Kingstown
Delaware (DE) 7.2/10
Resale: $350K
Build: $280K
$/sf: $170
Tax: 0.57%
Best cities: Middletown, Dover, Lewes area
Hawaii (HI) 3/10
Resale: $850K
Build: $650K
$/sf: $350
Tax: 0.28%
Best cities: Ewa Beach, Kapolei, Kailua-Kona
Alaska (AK) 4.5/10
Resale: $340K
Build: $320K
$/sf: $225
Tax: 1.19%
Best cities: Anchorage, Wasilla, Fairbanks
North Dakota (ND) 7/10
Resale: $240K
Build: $220K
$/sf: $145
Tax: 0.98%
Best cities: Fargo suburbs, Bismarck, Grand Forks
South Dakota (SD) 7.5/10
Resale: $280K
Build: $240K
$/sf: $150
Tax: 1.22%
Best cities: Sioux Falls suburbs, Rapid City, Harrisburg
Wyoming (WY) 6.5/10
Resale: $310K
Build: $275K
$/sf: $170
Tax: 0.61%
Best cities: Cheyenne, Casper, Gillette
The Resale Trap Ranks All 50 States
These 20 states are a preview. The book models every cost across all 50 states with sourced institutional data over a 25-year ownership horizon.
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